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Getting a Home with Bad Credit

Having bad credit doesn't always mean that you won't be able to buy your own home. It is true though that a lot of lenders will not be willing to write you up a conventional type of mortgage if you have bad credit. You can try and get an FHA or a VA home loan instead of going with a traditional lend ...more

How to Figure Out Which Car You Can Afford

There probably isn't a single person who can drive that doesn't enjoy getting a new car. There's the excitement of going out and looking at all the different models, getting to take them for test drives, taking in that new car smell, almost makes a person giddy until they take a look at the sticker  ...more

How to Do Your Own Payroll Checks

If you own a business and only have a handful of employees, doing your own payroll will probably save you a lot of money that you could put back into your business, if on the other hand you have employees in even the double digits you may not really want to take on this task yourself and you might f ...more

How to Go Grocery Shopping on a Tight Budget

No matter who you are, more than likely when you go grocery shopping you are doing it on some kind of a budget. Today it seems that everyone's personal finances are tight to extremely tight so it's important that you watch where every penny goes. This is especially true if you happen to be on a very ...more

How to Give a Surprise Birthday Party on a Budget

If you've put on a surprise birthday party before, you probably already know that everything from the invitations to the decorations can really get costly if you aren't careful. You may be thinking of doing something like this for a family member or friend right now but because of how much it might  ...more

How You Can Fix Your Debt Problems

When you don't have enough money to pay your bill every month, this is definitely not a good thing. When you get into this situation this is when you start falling behind and eventually you begin to miss payments or may even stop paying on certain bills all together. However this is a horrible thing ...more

Personal Finance Tips - How to Get a VA Loan if You are a Veteran!

If you happen to be a person who is on active duty right now or are considered a qualified veteran you could have a valuable resource available to you in order for you to get a loan for a home. VA loans are for those who qualify to get a home loan from the Department of Veterans Affairs. They are a  ...more

Personal Finance Resources - Understanding What a Structured Settlement Is!

The process of the structured settlement has been around for decades and have basically become the actual choice in most legal cases. Probably the most common kind of structured settlements result from many different workers' compensation cases or very severe job related health injuries or issues.  ...more

Personal Finance Tips - How to Start Investing in the Stock Market

If you are looking for a way to add to your financial security for the future, there are a lot of things that you can do. One of those things would be investing in the stock market. If you have never done this before you will need to learn how to start your own investment portfolio. Just remember th ...more

Personal Finance Tips - How to Set Up a Financial Power of Attorney To Help Handle Your Affairs

If you have a good deal of money or assets it is probably a good idea that when you are planning your estate that you also consider setting up a financial power of attorney. What this is, is a document that will give another person the legal power or right to handle all of your financial affairs. To ...more

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